• Call Us: 09 218 8957
  • info@vitacars.co.nz

Car Finance Company Information

We offer quick & easy, competitive vehicle financing through Vita Cars, where we work hard to make your vehicle buying experience as hassle-free as possible. We can develop tailor-made finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

Vita cars is one of the leading car finance company in New Zealand and we are constantly committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you to find the right brand new or second hand car finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.

Our differentiating features are

Helpful and easy Finance Calculators

Try our finance calculators for calculating your loan repayments/week or per month.

Discover no Deposit car Finance

No deposit cars finance is the fastest way to get the right suitable car for you with a budget fitting payment. Come to us a make a fast decision with friendly no deposit finance option.

Variety of car finance options

We have access to a variety of finance options for vehicle of personal use or business purpose.

Buy with Confidence

Buy no deposit cars with Vita cars as we assure you for a quality used car, Genuine customer service and available with best warranty.

Vita Cars can provide you with:

  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options of no deposit car loans if you don't have a deposit or trade. We can evaluate your circumstances and see for a best solution available for you
  • Applications that are quick and easy, apply online whenever you want

It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.


Oxford Finance Limited Related Information

We will make the finance process as easy as possible for you. All you have to do is provide accurate information and find your new purchase and we can do the rest.

OFL Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://www.oxfordfinance.co.nz/download/schedule-of-standard-fees-and-charges-website.pdf?inline

OFL Terms and Conditions
http://www.oxfordfinance.co.nz/download/oxford-finance-terms-conditions-may-2015.pdf?inline


Finance Now Related Information

Car Loan Rates and Fees
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees


MTF Related Information

Cost of borrowing and standard terms
Information on interest rates, how interest is charged, and on our credit and default fees.
http://www.mtf.co.nz/cost-of-borrowing.html


Auto Finance Direct Related Information

Schedule of Standard Fees and Charges Applied to Consumer Contracts
Consumer Loan and Security General Terms

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